On loans by immediately no interest will be levied, only afterwards – when the loan has been payed back – an expense allowance based on incurred costs.
Loans may be reimbursed on the basis of financial strength by a minimum of € 1.00 per month. This applies to both individuals, organizations and governments. Although the conditions to lending will be relaxed, lending money out will be discouraged by this. It is after all just wait and see when and whether the money can ever be repaid. By doing so the "responsible make do with what you have" will be stimulated.
Fiscal incentives, tax deductions, tax credits and subsidies will by immediately be abolished. Instead, there will be a loan system without interest.
Financial investments in individuals, organizations and governments pose a risk to both parties. For the investor it means not only an economic risk, but also co-responsibility and participation in the implementation of the individual, organization or government and joint liability if things go wrong. For those who lends it means external influence and control over internal policies [risk for result grasshoppers]. Whoever invests runs to determine the risk throwing money and energy into a bottomless pit. Both the person who invests money as the one who borrows money are responsible for potential risks and consequences.